insurance problems

Edited: 4/26/2007 12:27:11 PM by shagee2001

I had a basketball goal fall and hit the right quarter panel, scratched the top, hatch, and other side of my wife's car. I got 3 estimates from 1200 to 1400... insurance adjuster handed me a check for 1000...WTF?! He says take it to any of these shops and they will honor it but i wanna get it fixed by a friend which will be less money and i can get the whole car painted. What can/should i do to get the insurance company to give me more money without having it fixed by an actual shop. I always heard you get 3 estimates and they give you the lesser of the 3... that would be 1200. I don't really know my rights and do's and don'ts on insurance. BTW it was a comp. claim with no deductible. It is Nationwide insurance and i live in N.C. So if you know anything about the laws and what i can do, let me know. Thanks!


http://www.streetsourcemag.com/Profile.aspx?Profileid=46023

if 1000 is what he wrote it for, then thats what the check is for and y they make supplements. if your friend does collision work(has a legit shop), u can take him the check and if there is other damage or other stuff that is messed up, supplement the shit to em(but make sure u actualyl do the work, insurance fraude is bad mmmkaay)

what was your deductable? Sounds like you got a settlement with your deductable subtracted. I work for a company that is a part of major insurance co's repair networks, we replace stolen stereos... so i deal with the same type of problems you go through with people on a daily basis

nah i had zero deductible. Sad part is we have only had the car a month.