Byrdman
+1y
go to civil court, show the judge what has happened, then if he wishes, he will file a junction for a cop to acompany u to their house for the repo.
after you have done the repo, go down to your dmv, and file for loss of title, it'll take up to 6 weeks for a new title to come in.
if the guy comes up with the money after u have done this, tell him tough shit, in the agreement he was three months behind, u told him ud come and get the truck if he was late after three months, and sell it to some1 else. thats how these low budget car places do it. late even ONE payment, they get it......
good luck
hope that was helpful for ya