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Mini Truckin General \  Best Auto insurance.

Best Auto insurance.

Mini Truckin General General Discussions
views 150
replies 6
following 7
 
wsitywim   +1y
Just wondering what the best auto insurance company is to go with for fully insuring these trucks. i have a 94 s10, painted with a custom interior to match, i have AAA right now but if an accident were to happen they will only cover my paint back to factory. any help is appreciated, i want to insure everything.
VinTol   +1y
Ive had USAA on everything I've ever driven, and theyve covered custom paint, stereo equipment, and even payed for air suspension to be repaired.  Gotta be or have been affiliated with the  Military somehow to qualify though.
thedivineguy   +1y
For a custom vehicle that isn't a daily Barrett Jackson has great custom insurance. I got premium appraisal insurance for a great deal from them! Uncle Fester referred me
jimmy726   +1y
---------------------------------------------Originally posted by VinTolIve had USAA on everything I've ever driven, and theyve covered custom paint, stereo equipment, and even payed for air suspension to be repaired.  Gotta be or have been affiliated with the  Military somehow to qualify though.---------------------------------------------i have usaa and right now i just have pip and liability. So how do i get them to cover my truck for what its worth, and not just the 2500 kelly blue book says?????
VinTol   +1y
---------------------------------------------Originally posted by jimmy726---------------------------------------------Originally posted by VinTolIve had USAA on everything I've ever driven, and theyve covered custom paint, stereo equipment, and even payed for air suspension to be repaired.  Gotta be or have been affiliated with the  Military somehow to qualify though.---------------------------------------------i have usaa and right now i just have pip and liability. So how do i get them to cover my truck for what its worth, and not just the 2500 kelly blue book says?????--------------------------------------------- I dunno what to tell you about that, nobody but us cares what has been put into a truck, so unless USAA accepts receipts on work done,or whatever I doubt youd get anything more than blue book.  I know on repairs due to vandalism, and runnin over somethin and tearing up the supsension, they covered the cost on repairs.  As far as a total loss Id prob be SOL, and only get what the blue book is for my stuff. A buddys truck (former MT cover/feature) got keyed and USAA was gonna total the vehicle cause the damages were more than what the truck was worth.  They dont have any type of "custom vehicle" insurance that i know of, but regular insurance type stuff vandalism, theft, etc, they have always taken care of me.  Like i said, custom paint repaired, as well as suspension stuff and theyve replace aftermarket stereo equipment too.  Only stipulation i can think of is they wanted info (make, model, etc) on the stereo gear, and replaced it with comparable stuff (same brand and closest to the same model if the old one wasnt still available) 
Herecomestrouble   +1y
You need to find a company that offers a "stated value" insurance policy. Problem is they normally only do that for older vehicle like collectors and stuff and there are ridiculous restrictions on the policy. I tried to get usaa to up my coverage and they said they will only cover back to stock and a 1000 bucks with receipts. I heard that State farm is pretty good about given a shit ton of money when it comes to claims though and normally dont hassle to much. But if someone does cover it for more, than youd probably have to get it appraised and itll jack your premium way up.
Petey   +1y
Yea i have State farm on all my vehicles, 2 bagged and fully shaved trucks, the wifes car, and a 4x4. i had my s10 broken into multiple times before it was stolen and they replaced everything no questions. i even had a guy drive up INTO my bed and the fixed all that no questions. and there pretty cheap to i carry full coverage on all the cars they just want pics of everything. they also offer a "Stated Value" or Custom vehicle" policies.   Check them out man might be what your looking for...
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