Uncle Fester
+1y
C-Dog, it is its own insurance. The way mine works is the have one policy for state driving requirements. I only pay this once. They then have a stated value on each truck. This helps cut down costs if you have more than one insured. If I recall they have certain requirements like parked in garage, not used for anything daily related and so on. No real mileage restriction just ask that you don't drive to much. So far I have been very happy with it.