http://www.farmers.com/FarmComm/content/risk_assessment_indicators.jsp
This has got to be the biggest bunch of bullshit I have ever seen in my life. It makes me sick that insurance companies make up some stupid shit like this to charge more money to the people whom can't afford it. And they wonder why so many people drive without insurance these days. This really pisses me off due to the fact that I was once in the poor credit situation due to a job loss. I my self haven't had a ticket or an accident in over 10 years. If I had a low credit score then these jackoffs would charge more for insurance based on that. What a bunch of crap, I think oregon has got it right. They filled a bill into affect this year that makes it illegal in the state of Oregon to use a Credit report as a cost factor. Good for Oregon, it's about time the government stands up for us!