Layumon22s
+1y
---------------------------------------------Originally posted by wedged---------------------------------------------Originally posted by Layumon22sEdited: 9/27/2009 8:45:09 PM by Layumon22s basically if it gets broken in to/stolen while its sitting at a hotel one night while you're at a show, you're screwed.... ---------------------------------------------
you'd be covered. that would be considered "in use" . They know you are going to go to shows and they know it won't be in a locked garage at that point. The purpose of the statement of use is that they don't want you to use the vehicle as a daily driver.
--------------------------------------------- if your not driving it, its not "in use" leaving it outside overnight at a hotel parking lot would more than likely be a huge cop-out for them not to pay. they wouldn't put a clause on there about it having to be stored in a locked area (such as garage or trailer) when not in use if they didn't plan on enforcing it. the answer I got from hagertys when I talked to them is if it was outside, overnight, then it was not covered, regardless of where I was or what I was doing. it's worth the extra $150 a year for mine to be covered at all times regardless of locations, weather, mileage, etc. if you plan on going with ANY company make sure to ask questions about when it is/not covered. Don't take mine or any other joes advice because we aren't insurance agents