finally got moved in...woohoo!!!

aww man, congrats, sounds like life is good!
I got a house and had to build the garage, its almost done!!
actually I had to buy three houses before I got one where a garage was possible.
://i92.photobucket.com/albums/l24/mazdamandan/DSC01039.jpg

Congrats from me too!


Hope you get settled in soon so you can work on that sweet ass mini you've got?

You going to bring that thing to Dropzone?


Dev

i heard that, it can be a nerve racking experience for the first time buyer! but once you get moved in, there is this feeling of relief, and comfort knowing that your money is going to something that is yours, not in someone elses pocket...

when i went to buy my house two years ago, in febuary, they were asking 98k for it which is what it appraised for...it was just a year old, and the one couple that bought it new had to relocate because of his job. they bought it new for 92.5k, and i ended up giving 94.5k for it......since i was a first time buyer, they were gonna let me get one loan, but i would have had to have loan ins. it was gonna cost me over 1200 a month because of the ins, so i got a 70/30 split loan, and it put my payment waaay more reasonable, then a year later, i refinance it into one loan, with a better interest rate than the primary loan i had in the split....when i did this, i had to have the house re-appraised....in one years time, it appraised for 118k, that is a 20k improvement in one year! hopefully in the next year or so, i'm gonna put some hardwood flooring in the living room & dining room, and ceramic tile the kitchen, and get a nice privacy fence put up around the yard, then get it re-appraised again, if it's high enough, and the market is good, i'll sell it, and get something a little bigger, or if i can make a good enough profit on it, i'll get someone to build one like i want ....a nice house on the lake, but i guess we can all dream can't we!

again, congradulations maztang!!

we bought our place 3 years ago for 98,000 and i have fallen some trees and cleaned up the property its now appraised at 157,000.........congrats on the new house

Little late - but Congrats on the move in!!! BJ's comment on the Dawg is hilarious!!! Glad to hear it was just a hose and a little fluid. And as with the rest of us........... still waitin on those pics

thanks again guys. sounds like a killer deal nytrdr. i have been doing my research for some time now so i kind of new what i was getting into. there hasn't been anything major come up so far. i got a va loan, and the only thing that sucks is the interest rate right now, i got mine for 6.25 percent. when it comes down later i will refinance. but that will be a while.

my wife went to houston and took the camera with her cause her sister just had a kid, so as soon as she get back i will post up some pics.

i wish i could find a house for under $400,000! <-- won't even get outta the ghetto!

i hear you, cali is expensive as hell. a guy i work with is still trying to sell his house from over there. his payments are like 1700 a month and he only pays half.

on the original split loan, the primary was 7%, and the secondary was %10.25%, i just made sure that i paid ahead of time, and some extra every month on the principal.....so when i re-fi'd, i got 6% and all under one loan! it didn't hurt that the house re-appraised for 24k more than i bought it for!

^^^ nice! i have been thinking about getting into real estate. real estate is the one business that it is hard to lose money in, unless you just buy a junk house that requires a ton of time and money to get fixed only to sell a year later. maybe when i get more financially ready.